Apply for Quick Cash Loans Today!

Loans up to $5000 over 3-36 months

Available to apply 24/7



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How it Works?


  • Loan Picture

    Complete the Application Form

    Fill in the simple application form with all of your personal details and financial income/outgoings

  • Loan Picture

    Wait 60 Seconds

    While you wait 60 seconds we will search the market for you and find a suitable loan provider

  • Loan Picture

    Receive Your Money

    Once you have been accepted and agreed your loan, the provider will then release the funds into your account

Loan Examples

  • Small Loans

  • Medium Loans
  • Large Loans
Loan amount
$300 - $2,000
Terms
12 months (minimum)
12 months (maximum)
Costs
20% upfront establishment fee + 4% monthly fee.
Example
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. The minimum and maximum loan term is 12 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount
$2,001 - $4,600
Terms
13 months (minimum) 24 months (maximum)
Costs
48% Annual Percentage Rate (APR)
67.41% Comparison Rate p.a..
Example
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principal Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.


The Annual Percentage Rate (APR) for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Loan amount
$5,000 - $10,000
Terms
13 months (minimum)
24 months (maximum)
Costs
21.24% Annual Percentage Rate (APR)
48% Comparison Rate p.a.
Example
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principal Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.


The Annual Percentage Rate (APR) for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

RepublicGold

Just Who Are Republic Gold?

Payday Loans and receiving payday cash loans when they are in need. Sitemap

We also recognise that when it comes to emergency Payday Loans, speed is of the utmost, and many traditional lender-finding agencies will put you through a lengthy procedure before making a decision. With each application, we are absolutely transparent and honest. If authorised by a lender, you will be able to see the estimated amount of money you will need to return by filling out our online application form. Our team has years of expertise assisting consumers in financial need and delivering emergency Payday Loans in a quick and efficient manner.

How Do The Loans Work?

There are many types of cash loans available in Australia. Most are capped at twenty percent of the loan amount and four percent per month. The amount of these fees can vary, however. Some lenders will charge as much as ten percent of the loan amount and two percent monthly fees. Others have a fixed rate of 47.8%. It is wise to compare all of the different costs before making a final decision.

Why Should You Use Republic Gold?

We are proud to offer a totally transparent money lending service, and we make certain that all of our clients' best interests are matched with the finest cash advance lenders, ensuring that there are no unpleasant surprises or hidden expenses. While there are many alternative lender-finding services for Payday Loans in Australia, Republic Gold stands out because we treat each application individually.

We want every application to feel secure in the knowledge that our Payday Loans online service will consider your affordability while locating lenders, ensuring that you will be able to make payments without getting into debt. If we can show that you can afford the line of credit you're asking for, we'll be able to make a more informed choice. Please contact your lender before completing an application if you are unsure about your capacity to repay the loan on time or in full.

If you're wondering how do payday loans work, you're not alone. Many people have used them in the past, and they have found them to be a convenient solution to a financial emergency. However, they are also more expensive than you might think. These loans are targeted at individuals who need money fast, and as such, they usually have higher fees and interest rates than other loans. But, you should understand that there are a few ways you can avoid being scammed by these lenders.

One of the main issues with payday loans is that they are not flexible. Unlike other types of loans, you can't simply postpone paying them back. You can even opt to have them automatically deduct the repayment amount from your bank account when you get paid. That way, you can pay off your loan before you receive your next paycheck. The biggest problem with payday loans is that most people can't afford to pay them back on time, and this is one of the reasons they are so expensive.

Whether you are a college student, a student, or an employee, you can apply for a payday loan. All it takes is an email and a scanned copy of your pay stub. The lender will then process your information and make a decision based on your personal information. Usually, payday loan applicants earn a minimum of $30,000 annually. The typical customer makes less than $30,000 annually.

Payday loans are a short-term financial emergency solution. The lender will give you cash that you must repay on your next paycheck, typically within two to four weeks. You can use the cash to pay off your bills and cover other expenses. Although they're quick and easy, they're accompanied by high interest rates and fees. According to the Consumer Financial Protection Bureau, nearly 25% of borrowers fail to repay their loans and more than 80% of them need to borrow the same money again within fourteen days.

These loans are very high-interest, so you must pay them back on your next payday. The lender will cash your check if you can't afford to pay it back. Unless you have a second source of income, you'll be stuck with a payday loan. But there are a few good reasons to avoid these loans. Most importantly, they're fast and convenient, and you can be sure they'll be there on your next paycheck.

Payday loans are a quick way to get money for basic expenses. More than 58% of borrowers have trouble meeting their monthly expenses. With a payday loan, it's important to remember that the money is due on the next day of the following month. This is a key consideration for those who need fast cash, but it's also important to be aware of the additional costs. You may end up paying more than you're supposed to, which could lead to bankruptcy if you're not careful.